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Industry

Fintech software development services

We build, integrate, and modernise financial software where compliance, auditability, and uptime are non-negotiable. From payment processing to open banking — engineered for regulatory confidence.

$340B+

Global fintech market
value projected by 2027

PSD2

Open banking compliance
across the EU

99.99%

Uptime SLA target for
payment infrastructure

PCI DSS

SOC 2, FCA, MiFID II
compliance built in

Why craftable for fintech

We bring deep engineering expertise to financial institutions — banks, payment processors, neobanks, insurance providers, and wealth management platforms. Every solution is built for regulatory confidence, high availability, and audit-ready traceability.

PCI DSS compliant payment platform development

PSD2 & Open Banking API integration experience

FCA, MiFID II, DORA regulatory awareness

GDPR & SOC 2 data protection and audit trails

Fintech solutions we build

We deliver financial software tailored to strict regulatory requirements and high-availability demands — from challenger banks and payment processors to insurance and wealth management platforms.

Payment Processing

PCI-DSS compliant payment platforms, gateway integrations, and real-time transaction monitoring. Built for high throughput and zero downtime.

  • • Multi-currency & cross-border payments
  • • Fraud detection & risk scoring
  • • Payment gateway orchestration
  • • Reconciliation & settlement

Open Banking & APIs

PSD2-compliant open banking APIs, account aggregation, and consent management. Secure data sharing between institutions and third-party providers.

  • • Account information services (AIS)
  • • Payment initiation services (PIS)
  • • Strong customer authentication (SCA)
  • • Consent & token management

Regulatory & Compliance

KYC/AML workflows, regulatory reporting, and compliance change management. AI-powered document analysis accelerates onboarding and monitoring.

  • • KYC identity verification
  • • AML transaction monitoring
  • • Regulatory reporting automation
  • • Sanctions screening

Banking Modernisation

Core banking migration, API-first architectures, and legacy system modernisation. Module-by-module approach with full audit trails and zero-downtime migration.

  • • Core banking system migration
  • • API gateway & microservices
  • • Data migration & reconciliation
  • • Legacy system strangler pattern

Trading & Market Data

Real-time market data processing, algorithmic trading infrastructure, and analytics dashboards built for low-latency, high-throughput environments.

  • • Market data feeds & aggregation
  • • Order management systems
  • • Risk analytics & reporting
  • • Portfolio management tools

InsurTech & Wealth

Digital insurance platforms, claims processing, robo-advisory systems, and wealth management portals. Personalised customer experiences powered by data.

  • • Policy management & underwriting
  • • Claims automation
  • • Robo-advisory & portfolio tools
  • • Customer onboarding

Fintech capabilities

Beyond core engineering, we bring specialised capabilities for financial services — from AI-powered fraud detection to multi-jurisdiction compliance.

AI for Financial Services

  • Fraud detection — real-time anomaly detection across transactions
  • Credit scoring — ML models for risk assessment and underwriting
  • Document intelligence — automated extraction from financial documents
  • Personalisation — behavioural analytics for product recommendations

Security & Infrastructure

  • Zero-trust architecture — end-to-end encryption, mTLS, HSM integration
  • High availability — multi-region deployment, automatic failover
  • Penetration testing — regular security audits and vulnerability assessments
  • Incident response — playbooks, monitoring, and 24/7 alerting

Regulatory Compliance

European Union

GDPR, PSD2, DORA, MiCA, EU AI Act

United Kingdom

FCA regulations, UK GDPR, Strong Customer Authentication

United States

SOC 2 Type II, PCI DSS, BSA/AML, state money transmitter laws

Cross-border

SWIFT integration, ISO 20022, multi-currency reconciliation

Fintech tech stack

LanguagesC# · Java · TypeScript · Python · Go
Frameworks.NET · Spring Boot · Node.js · React · Next.js
CloudAWS (PCI-compliant) · Azure · GCP
MessagingApache Kafka · RabbitMQ · AWS SQS/SNS · Azure Service Bus
DatabasesPostgreSQL · SQL Server · Redis · DynamoDB · TimescaleDB
SecurityHashiCorp Vault · AWS KMS · mTLS · OAuth 2.0 / OIDC

Let's talk about your fintech project

Whether you're building a new payment platform, modernising core banking, or navigating regulatory change — we can help.

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